Welcome to Social Alliance Insurance Group. We are a leading provider of Term Life Insurance quotes but we are more than a simple a quote website. We have a team of licensed Life Insurance professionals ready and willing to chat with you about you Term Life Insurance needs. Social Alliance works with over 9 of the nations largest Term Life Insurance carriers. While Insurance may be our business, giving back is our mission.
Term Life Insurance is a practical yet affordable solution to protect your loved ones. Simply put, if you pass away while your Term Life Insurance policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. Buying Term Life Insurance is not simply about getting the best price. Its also buying the appropriate amount of Term Life Insurance. Our team of licensed professionals is available to help you determine the correct amount of Term Life Insurance coverage and also find the best possible price and carrier (with no sales pressure!).
Social Alliance Insurance Group is a socially responsible company committed to donating 50% of all profits generated from Term Life Insurance sales to a variety of worthy causes and outstanding charities. Buying your Term Life Insurance through our group does not cost you more than any normal Term Life Insurance brokerage. You are simply choosing to get the best price and coverage while simultaneously knowing you are supporting our greater mission.
Term Life Insurance is Insurance coverage for a specified period of time (10, 20, 30 years). During the term, the premiums remain level as well as the amount of coverage. Obtaining Term Life Insurance is more expensive as one gets older however Term Life Insurance is still the cheapest type of Life Insurance coverage available.
There are many types of Life Insurance coverage including Term Life Insurance, Universal Life Insurance and Whole Life Insurance. While Term Life Insurance is for a specified period of time, Universal Life and Whole Life are considered "permanent" Life Insurance, which is designed to stay in force for your entire life. It is often said that Term Life Insurance coverage is the equivalent of "renting" as where Universal Life or Whole Life is the equivalent of "owning" however one will always pay more to own versus rent. Other types of Life Insurance also have the ability to build cash value as where Term Life Insurance does not. Our team of licensed professionals can help you determine which type is best for you and help you obtain whichever type you decide you need.
Life Insurance rates are at all time lows. If you already have Term Life Insurance coverage, you need to be sure of two things:
- That you are paying the lowest possible price with the best possible carrier and
- You have the appropriate amount of coverage (not too much or too little).
Our team of licensed professionals can help you discover the answer to both questions. There is no penalty for choosing to change Term Life Insurance carriers. One can simply obtain the new coverage and quit paying for the older coverage (and it will lapse). One must always be sure to never lapse the old term Life Insurance coverage before obtaining the new coverage. There may have been an increase in rates or a change in health that could prohibit you from obtaining new coverage.
Why are we different?
Social Alliance chooses to give 50% of our profits to a variety of worthy causes. We also take into account the collective wisdom of society by allowing anyone to vote on where they would like us give our money.